Any advice on how to answer the question "what do you for community service or to help out your community". I don't really have the time to volunteer anywhere right now, but would like to be able to give a good answer. Any suggestions?
You can probably phrase your answer better than simply saying "I don't." There are other ways to be an asset to your community beyond formal volunteering.
Have you ever given back to your community? If so, maybe mention that usually you like to do xyz to help out but for personal reasons you are unable to right now. If you have never done anything, well then you say nothing.