EMTLife.com - The #1 Online Forum for EMS-Related Discussion  

Go Back   EMTLife.com - The #1 Online Forum for EMS-Related Discussion > Main EMS Forum > EMS Talk

EMS Talk General EMS Discussion. Not quite sure where to post? Try here first!

Reply
 
Thread Tools Search this Thread Display Modes
Old 06-02-2004, 01:47 AM   #1
ffemt8978
Community Leader
Forum Vice-Principal
 
ffemt8978's Avatar
 
Join Date: Jun 2004
Location: Washington, Zip code EIEIO
Posts: 8,788
Training: Retired
Send a message via Skype™ to ffemt8978
Malpractice / Liability Insurance


I was reading the thread about stopping to render aid if you're not on duty. The part about the Good Samaritan Law got me wondering how many of you carry EMT Malpractice Insurance?

I carry some, and it costs me about $100 a year for $1,000,000 coverage.


__________________
Murphy and Darwin were both optimists.
My reality check bounced.
Surgeon General's Warning: Life will be hazardous to your health.
Darwin Awards are earned by far more than are actually awarded.
ffemt8978 is offline   Reply With Quote

Old 06-02-2004, 02:45 AM   #2
Chimpie
Community Leader
EMTLife Tech Support
 
Chimpie's Avatar
 
Join Date: Jun 2004
Location: Sarasota, FL
Posts: 4,797
Training: MFR
Who do you go through to get that insurance? (Read:Who is your carrier?)

Chimp
__________________
EMTLife on Facebook & Twitter | Don't forget to use the hashtag #emtlife in your tweets and pictures.

"Think before you post."
Chimpie is offline   Reply With Quote
Old 06-02-2004, 11:26 AM   #3
ffemt8978
Community Leader
Forum Vice-Principal
 
ffemt8978's Avatar
 
Join Date: Jun 2004
Location: Washington, Zip code EIEIO
Posts: 8,788
Training: Retired
Send a message via Skype™ to ffemt8978
Mine is through Healtcare Providers Service Organization
__________________
Murphy and Darwin were both optimists.
My reality check bounced.
Surgeon General's Warning: Life will be hazardous to your health.
Darwin Awards are earned by far more than are actually awarded.
ffemt8978 is offline   Reply With Quote
Old 06-02-2004, 05:58 PM   #4
MMiz
Community Leader
I put the M in EMTLife
 
MMiz's Avatar
 
Join Date: Jan 2004
Location: Down South
Posts: 1,000,004,678
Training: EMT-Basic
Quote:
Originally posted by ffemt8978@Jun 2 2004, 10:26 AM
Mine is through Healtcare Providers Service Organization
That's who I went through too, and I feel it's definitely worth it.

While my company will provide certain coverage, I think it would be a bad choice not to have insurance. While most of the EMTs I talk to don't have it, all say they think it's a great idea and plan on getting it.

Hopefully I'll never have to use it, but I said that about my car insurance too, and I'm glad I have that
__________________
Matt
EMT-B

MMiz is offline   Reply With Quote
Old 06-02-2004, 08:31 PM   #5
Alpha752
Forum Crew Member
 
Join Date: Jun 2004
Location: Cleveland, Ohio
Posts: 49
My school required that we have coverage (through the school) for our clinical time. I am considering getting my own now that I am out. Thanks for the link, im going to look into them. Definitly not a bad idea.

Russ
__________________
Russ Boone NREMT-B

"9-11-01 NEVER FORGET!"

Dont blame me for my spelling, I went to public school.
Alpha752 is offline   Reply With Quote
Old 08-26-2006, 03:43 PM   #6
emt4life
Forum Crew Member
 
Join Date: Mar 2006
Posts: 40
Training: EMT-Paramedic
Lightbulb Liability Insurance

What are people's opinion on emts and medics carrying their own personal professional liability insurance? Most people are covered under their services liability insurance, but what about taking out their own policy. If you do, what company do you have? I think in this world of sue happy people that it is probably a good idea, but I was curious on what other people thought.
emt4life is offline   Reply With Quote
Old 08-26-2006, 05:15 PM   #7
ffemt8978
Community Leader
Forum Vice-Principal
 
ffemt8978's Avatar
 
Join Date: Jun 2004
Location: Washington, Zip code EIEIO
Posts: 8,788
Training: Retired
Send a message via Skype™ to ffemt8978
Once I became an IV Tech, I started carrying liability insurance because I was doing invasive procedures. My policy is through http://www.hpso.org and costs me $100 per year as an intermediate.
__________________
Murphy and Darwin were both optimists.
My reality check bounced.
Surgeon General's Warning: Life will be hazardous to your health.
Darwin Awards are earned by far more than are actually awarded.
ffemt8978 is offline   Reply With Quote
Old 08-26-2006, 05:39 PM   #8
MMiz
Community Leader
I put the M in EMTLife
 
MMiz's Avatar
 
Join Date: Jan 2004
Location: Down South
Posts: 1,000,004,678
Training: EMT-Basic
Quote:
Originally Posted by ffemt8978
Once I became an IV Tech, I started carrying liability insurance because I was doing invasive procedures. My policy is through http://www.hpso.org and costs me $100 per year as an intermediate.
I have the same insurance through the sams provider at the same cost. Personally I can't afford not to have it.
__________________
Matt
EMT-B

MMiz is offline   Reply With Quote
Old 08-26-2006, 05:52 PM   #9
MedicPrincess
Community Leader Emeritus
Community Leader Emeritus
 
MedicPrincess's Avatar
 
Join Date: Dec 2004
Location: Somewhere between Heaven and Earth
Posts: 2,021
Training: EMT-Paramedic
Send a message via Yahoo to MedicPrincess
WOW...I hadn't given much thought to it. I am thinking I will have to invest in something like this.

Good Question.
__________________
"If a kiss was a snowflake, then I would send you a blizzard!"

"Hey! Lil Miss A.D.D. Care to join us?"
MedicPrincess is offline   Reply With Quote
Old 08-26-2006, 06:37 PM   #10
fm_emt
Useless without caffeine
 
fm_emt's Avatar
 
Join Date: Oct 2005
Location: Dallas/Ft Worth Metroplex
Posts: 964
Training: Advanced EMT
Send a message via Yahoo to fm_emt
It'd be $70 per year for me. Not bad, actually.

Another benefit: "You will be reimbursed for expenses you incur in rendering first aid to others- up to $2,500 aggregate."
fm_emt is offline   Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Hospital Will No Longer Hire Smokers VentMedic EMS-Related News 40 07-29-2007 05:50 PM
Health Insurance for FF's...? HorseHauler EMS Lounge 2 05-08-2007 10:30 PM
Radial Artery Bleed Shabo BLS Discussion 55 03-21-2007 11:08 PM
Liability Issue Ends California Paramedic Training Jon EMS-Related News 0 11-07-2005 10:53 AM
EMT Insurance ffemt8978 General Advertising 3 09-17-2004 03:15 AM


All times are GMT -4. The time now is 11:21 AM.


Powered by vBulletin
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Copyright 2001-2014, EMTLife LLC. All rights reserved.