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#51 |
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Forum Deputy Chief
Join Date: Mar 2008
Location: Columbus, OH (Worthington)
Posts: 1,143
Training: EMT-B, MED-1
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The way our department works is that those people who have lights and sirens on their car can have them, and are covered by the department's insurance when using them. The chief has to approve each member to use them and only if he trusts you to use them judiciously an with "due regard" will he approve that member to use them. After that, a LT who is trained checks your vehicle out every 6 months to make sure that everything is functioning (brakes, lights, battery load, turn signals, emergency lights, emergency siren, etc.)
It's a very rural area and most of the guys only use it when approaching a tractor or when they get into the village where the firehouse is. Otherwise, they are not getting there any faster by going lights and sirens when there is no one else around on the country roads. I personally choose not to have them because A) I don't want to pay for it and B) I don't see a need. If I get into town and catch the lights wrong, I park my car in a fire lane next to the red light, put on a yellow vest, and proceed to walk/jog to the station for the 2 blocks I am away. Everyone in town knows our yellow vests and yields to us when we're on foot; at night, there is no one around anyway; and my car is parked in a fire lane, but since I'm on the department we're not going to be using that anytime soon anyway! Plus it's good exercise
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#52 | |
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Forum Lieutenant
Join Date: May 2010
Location: Earth
Posts: 202
Training: EMT-I/99
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#53 |
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Forum Probie
Join Date: Mar 2012
Location: Maryland
Posts: 21
Training: EMT-Basic
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Where I volunteer the only person allowed to have lights and sirens in a POV is the current Fire Chief and the Fire Police (basically they show up and direct traffic, can only use Lights on scene). Chief can get them because they pretty much have to show up to every fire call even from home. Usually though they don't even bother and just race to the scene or fire house without them.
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#54 |
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Forum Lieutenant
Join Date: May 2010
Location: Earth
Posts: 202
Training: EMT-I/99
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Just trying to make the point that if the agent has these designations, then he is well versed in insurance law, similar to a paramedic that continues learning and obtaining knowledge after they are licensed and adds ACLS, CCEMT-P, behind there name. If an agent hasn't spent time in these classes, there is no way he/she knows insurance law to the extent they should. They teach very little when you take classes to prepare for testing for your license. |
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#55 | |
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Forum Lieutenant
Join Date: May 2010
Location: Earth
Posts: 202
Training: EMT-I/99
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Quote:
CPCU- Chartered Property and Casualty Underwriter CLU- Chartered Life Underwriter CRIS- Construction Risk Insurance Specialist Each means that the agent has spent hours upon hours getting better at what they do. |
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#56 | |
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Forum Lieutenant
Join Date: May 2010
Location: Earth
Posts: 202
Training: EMT-I/99
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Quote:
I agree. Just to let you know, I called one of the carriers I represent, a HUGE carrier, and verified what I stated on the forum about coverage. I am correct, they WOULD NOT deny a claim if I am in my personal vehicle responding to a call with my strobe on. Like any other situation I must obey state and county laws. Even if I didn't they would still pay the claim but I know they would drop me like a bad habit after paying the claim, just like if I got caught drinking and driving. BASED ON VIRGINIA LAW!! -UNLESS SPECIFICALLY EXCLUDED IN YOUR POLICY LANGUAGE, YOU HAVE A SIGNED AND VALID CONTRACT, AND YOU HAVE DONE YOUR PART BY PAYING YOUR PREMIUMS LIKE PROMISED ,THE INSURANCE CARRIER MUST PAY THE CLAIM- Last edited by VirginiaEMT; 03-21-2012 at 10:38 AM. |
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#57 | |
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Community Leader
Now 50% balder
Join Date: Dec 2010
Location: Texas
Posts: 3,975
Training: Very basic, basic
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hmmm "certified interim cadet" nah that can't be right. Uh "commander in chief" nope. Oh maybe it's "certified irrigation counselor" lol http://www.acronymfinder.com/CIC.html
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The views, opinions, and judgements expressed in this message are solely those of the author and do not reflect the views, policies, or goals of any organization that I am affiliated with. |
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